No. Our initial pre-qualification uses a soft credit pull which doesn't affect your credit score. A hard credit check only occurs if you choose to accept a loan offer and proceed with a full application.

Most applications are completed in 5-10 minutes. You'll receive pre-qualification results in minutes after submission.

We'll review your information and match you with potential lenders. You'll receive personalized offers via email or phone within 24 hours.

Yes. We use 256-bit SSL encryption and bank-level security protocols to protect all your personal and financial information.